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Foreclosure Defense AttorneysZachary Zawarski is a Lehigh Valley foreclosure defense attorney. If you are facing foreclosure, we may be able to help you. We offer free consultations and we can determine if you qualify to refinance, can receive a loan modification, obtain short sale approval, or have any other options available to you to prevent foreclosure. Please contact us today for help.
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Tag Archives: Act 6
In Pennsylvania, Act 6 (41 P.S. §403) is a notice that requires a lender to send a borrower a 30-day notice informing the borrower that the loan is in default prior to being able to commence a foreclosure action. The Notice informs the homeowner of their right to reinstate the mortgage within 30 days to prevent a foreclosure action. If a foreclosure action is filed and an Act 6 Notice was not sent via certified or registered mail, the homeowner has a defense to the foreclosure action. Act 6 only applies to mortgages with an original principal balance under a certain …
A Pennsylvania Act 6 Notice, 41 P.S. §101, is a notice that a lender must send to a residential mortgage borrower prior to filing a foreclosure action in Court and it must be sent by certified or registered mail. The Act 6 notice does not apply to all mortgagors. The Notice only applies to residential mortgagors whose mortgage is $221,540 or less. If your mortgage exceeds this amount, you are not legally required to receive a notice before a lender begins a foreclosure action. However, once a foreclosure action is filed, you’ll be served with the Complaint by the sheriff. The …