If you have a property facing foreclosure located in Easton, PA, we may be able to help you. We are Easton foreclosure attorneys who can help you through the foreclosure process if you have been served with a foreclosure complaint in Northampton County.
Once you receive a foreclosure complaint, you have just 20 days to respond. If you do not respond within that time, the lender will receive a default judgment and the home will be sold at the next available sheriff’s sale. By seeing an Easton foreclosure attorney, you will be able to respond to the foreclosure complaint by filing an answer where counterclaims and defenses can be raised.
By responding to the complaint, you will be able to avoid a default judgment and give yourself more time to negotiate with the lender for a short sale or loan modification if you qualify for these mortgage-assistance programs. If you have a qualified hardship, there is a good chance that you can avoid foreclosure by obtaining a loan modification which can reduce your monthly mortgage payment by hundreds of dollars or a short sale which allows you to sell your home for less than what is owed on the mortgage with the deficiency forgiven by the lender.
If you would like to speak to an Easton foreclosure attorney to review your options, please contact us by calling Zachary Zawarski at (610) 417-6345.