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Zachary Zawarski, Esq.
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Foreclosure Defense AttorneysZachary Zawarski is a Lehigh Valley foreclosure defense attorney. If you are facing foreclosure, we may be able to help you. We offer free consultations and we can determine if you qualify to refinance, can receive a loan modification, obtain short sale approval, or have any other options available to you to prevent foreclosure. Please contact us today for help.
Legal Services Provided
- Foreclosure Defense
- Short Sales
- Loan Modifications
- Mediation Representation
- Countersuits Against Lenders
- Striking Default Judgments
- Postponing Sheriff's Sales
- Deficiency Judgments
- Ejectment Actions
Help For Underwater Homeowners In Bethlehem
Due to the sub-prime mortgage crisis of 2008, many homeowners located in the Lehigh Valley are still feeling the effects. In some cases, property values have declined 35-50% from their peak in 2006. Recently, a $26 billion deal was struck with the nation’s top banks such as Bank of America, Wells Fargo, J.P. Morgan Chase, Citigroup, and Ally. The deal has been in the works for over a year. According the deal, $17 billion will go towards foreclosure relief efforts such as short sales and homeowner transitions programs. $3 billion has been allotted towards an underwater mortgage refiance program. The …
What to do when you receive a Notice of Intent to Foreclose
In Pennsylvania, once a borrower falls behind in their mortgage payments, the first thing that occurs is receipt of a Notice of Intent to Foreclosure (Act 6 Notice). The Notice of Intent to Foreclose is typically sent to PA borrowers if they fall 90 days behind in their mortgage payments. The purpose of this notice is to inform the borrower that the lender intends to foreclose on the property if the mortgage is not made current. Once a borrower receives this, it’s common for borrowers to feel that it’s only a matter of time until they lose their home through …
Why hire a foreclosure defense attorney?
When you’re facing foreclosure, it’s essential to get an attorney. Most people do not do this since they believe that a foreclosure is inevitable and there is nothing that they are able to do. This is a common misconception. In some cases, an attorney can help you stay in your home if you qualify for a loan modification or you will be able to walk away from your home without going through foreclosure if the bank approves a short sale. In order for a lender to foreclose on your home in Pennsylvania, they must file a complaint with the Court …
Tips To Avoid Foreclosure
If you’re facing a potential foreclosure, here are some tips for you to give you the best chance of avoiding foreclosure. Don’t wait too long — If you are having difficulty paying your mortgage, the sooner you are able to act, the better it is for your case. Most people don’t want to admit that there is a problem so by the time that they are ready to act, it’s too late. Speak with a foreclosure defense attorney immediately if you are worried that you may have to default on your loan. You may end up qualifying for a loan …